Welcome to Our Online Loan Referral Service

4 17 reviews

336 Fieldstown Rd, Gardendale, AL 35071, USA
+1 (205) 608-8000
peoplesbankal.com
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2008-08-12

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Peoples Bank of Alabama?

Here you read the reviews of our customers.

Good service and friendly staff.

Marcos Leffler

It should not be this much hassle to have access to MY money.

Wallace Cummerata IV

Always friendly, plenty of tellers so there’s never a long wait.

Deanna McCullough

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Gardendale, Alabama

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Gardendale, Alabama are taken out easily. The interest rate is conditional on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Peoples Bank of Alabama help take out a loan in Gardendale, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the request. Cash advance in Gardendale, Alabama may help level up your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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