Welcome to Our Online Loan Referral Service

5 47 reviews
Loan agency in Geneva, Alabama

1541 W Magnolia Ave Suite 1, Geneva, AL 36340, USA
+1 (334) 684-7022
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

Great Staff from top to bottom. There isn't another payday/title loan place around with service or expertise that these ladies have. Always knowledgeable and Honest

Camron Shanahan

It is a great place to do business and great people

Layne Corkery

Best company in the Geneva area to get money fast!

Justice Osinski

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Geneva, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Geneva, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Advance America help take out a loan in Geneva, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Geneva, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Geneva, Alabama

1st Franklin Financial

11227 AL-157 Suite J, Moulton, AL 35650, USA

+1 (256) 974-3444

locations.1ffc.com

CB&S Bank

301 Main St, Tallassee, AL 36078, USA

+1 (334) 283-6594

www.cbsbank.com

Complete Cash

1129 Highway 231 S, Troy, AL 36081, USA

+1 (334) 770-0801

www.completecash.net

First Southern Bank

4350 Co Rd 47, Florence, AL 35630, USA

+1 (256) 718-4282

www.firstsouthern.com

Cash 2 Go

1003 Sidney E Manning Blvd, Flomaton, AL 36441, USA

+1 (251) 296-0326

www.titlecash.com

Citizens Bank & Trust

324 N Broad St, Albertville, AL 35950, USA

+1 (256) 878-9893

www.citizensbanktrust.com

Cadence Bank - Sylacauga Branch

126 N Broadway Ave, Sylacauga, AL 35150, USA

+1 (256) 245-2281

cadencebank.com

Peoples Bank of Alabama

7473 US-431, Albertville, AL 35950, USA

+1 (256) 891-2265

peoplesbankal.com

ATM (Regions Bank)

7330 US-431 N, Albertville, AL 35950, USA

+1 (800) 734-4667

www.regions.com

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