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4.8 8 reviews
Loan agency in the Grand Bay, Alabama

9964, 1 Grand Bay Wilmer Rd S, Ste, Grand Bay, AL 36541, USA
+1 (251) 865-0583
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the reviews of our customers.

I often issue a loan to a card in Advance America. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Irma Mraz

A good payday lender. The service quickly processed the application and credited the funds to my credit card.

Prof. Danielle Marquardt

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Grand Bay, Alabama

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Grand Bay, Alabama are taken out hassle-free. The interest percentage is dependent on the customer's personal information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help issue a payday loan in Grand Bay, Alabama?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Grand Bay, Alabama. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Grand Bay, Alabama

SmartBank

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+1 (205) 469-7990

www.smartbank.com

Sensible Loans

516 Jordan Ln NW, Huntsville, AL 35805, USA

+1 (256) 536-0622

www.fastcash24.club

TitleBucks Title Loans

1000 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 426-2009

www.titlebucks.com

Local Finance & Tax Services

102 N Church St, Piedmont, AL 36272, USA

+1 (256) 447-6619

www.localmgmt.net

Brantley Bank & Trust Co

9402 N Main St, Brantley, AL 36009, USA

+1 (334) 527-3206

brantleybank.com

Advance Alabama

2926 Florence Blvd, Florence, AL 35630, USA

+1 (256) 766-7001

firstchoicepaydayloans.com

MoneyGram

1807 Stadium Dr #2, Phenix City, AL 36867, USA

+1 (334) 480-0255

locations.moneygram.com

Small Loans Inc

514 Kirkland St # A, Abbeville, AL 36310, USA

+1 (334) 585-6476

EZ Money

3728 McFarland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 507-4875

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