Welcome to Our Online Loan Referral Service


1307, Hartselle, AL 35640, USA
+1 (256) 751-9909
Friday
8AM–3:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Feedback about First Southern Financial Inc.?

Here you see the feedback of our customers.

First Southern Financial Inc. applied for a loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Halie Boyer MD

I took out a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other issued at too high a percentage, but here it was approved as I wanted.

Floyd Spinka

First Southern Financial Inc. applied for a loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Prof. Sigurd Simonis

First Southern Financial Inc. is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Abdiel Wilderman

A good payday lender. The service quickly processed the application and credited the funds to my card.

Dr. Burnice Romaguera II

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Hartselle, Alabama

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Hartselle, Alabama. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Southern Financial Inc. help issue a payday loan in Hartselle, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Hartselle, al will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Hartselle, Alabama

Tefco Payment Center Inc

408 S 6th St, Opelika, AL 36801, USA

+1 (334) 742-0710

Woodforest Bank

11610 Memorial Pkwy SW, Huntsville, AL 35803, USA

+1 (256) 883-7177

www.woodforest.com

Regions Bank

1908 1st Ave W, Jasper, AL 35501, USA

+1 (800) 734-4667

www.regions.com

BancorpSouth Bank

33440 Highway 43, Thomasville, AL 36784, USA

+1 (334) 636-1501

www.bancorpsouth.com

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

Alabama Ag Credit

1010 Boll Weevil, Enterprise, AL 36330, USA

+1 (334) 347-6954

www.alabamaagcredit.com

Advance America

12441 AL-157, Moulton, AL 35650, USA

+1 (256) 905-0041

www.advanceamerica.net

First Southern Bank

1027 Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 718-4242

www.firstsouthern.com

CB&S Bank

2000 E Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 386-0700

www.cbsbank.com

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