Welcome to Our Online Loan Referral Service


10675 US-278, Holly Pond, AL 35083, USA
+1 (256) 796-9153

Feedback about First Commercial Bank?

Here you get acquainted with the feedback of our clients.

It was significant to enhance the credit history, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed First Commercial Bank. The rating improved after several loans paid off.

Waylon Crona

Not the first time I use First Commercial Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Dr. Linda Shanahan I

Not the first time I use First Commercial Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when cash is urgently needed.

Mrs. Audra Willms Sr.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Laurel Rath I

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Candido Abshire

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Holly Pond, Alabama

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Holly Pond, al. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Commercial Bank help issue a loan in Holly Pond, Alabama?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Holly Pond, Alabama. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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