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3 2 reviews
Loan agency in Huntsville, Alabama

4710 University Dr NW # E, Huntsville, AL 35816, USA
7 years in business
+1 (256) 837-0914
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

What people think about First Service Finance?

Below you see some of the reviews of our customers.

I want to say Many Thanks to the employees of First Service Finance. They offer same day solution to any unexpected money problems. Love them for their same day decision. Applied for a cash advance and got accepted although my credit was not perfect. I will surely use this company if I need money again.

Maci Streich

I recommend First Service Finance to everyone who need extra cash. I’ve been using them for 2nd time. Always great service!

Prof. Lew Dooley DVM

Was invited to a birthday party but was empty at that time. A friend recommended me to contact First Service Finance. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had low credit. In general, The process was straightforward.

Valentine Cronin

Online application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was approved for $500 only. Hope the limit will increase next time. Interest rate is competitive. Paid off the debt even before the due date. If necessary, the term can be also extended.

Myrtie Hagenes

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Huntsville, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Huntsville, Alabama is are simple to get. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments in good time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Huntsville, Alabama

TitleMax Title Loans

2453 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 613-6211

www.titlemax.com

Covington Credit

1838 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 743-3600

www.mymoneytogo.com

Regions Bank

1833 Beltline Highway SW, Decatur, AL 35601, USA

+1 (256) 260-8600

www.regions.com

Cash Country

1913 26th Ave N suite b, Hueytown, AL 35023, USA

+1 (205) 497-1327

www.titlecash.com

Covington Credit

1312 E Highland Ave, Selma, AL 36703, USA

+1 (334) 872-8040

www.mymoneytogo.com

1 Stop Cash

1522 Broad St, Selma, AL 36701, USA

+1 (334) 875-6008

www.1stopcash.com

144 Pawn Shop and Jewelry

8310 AL-144, Alexandria, AL 36250, USA

+1 (256) 892-3144

www.144pawn.com

Community Credit Corporation

180 Forrest Hills Dr, Brownsboro, AL 35741, USA

+1 (256) 533-6444

First Southern State Bank

201 W Main St, Centre, AL 35960, USA

+1 (256) 927-3691

www.fssbank.com

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