Community Loans Payday Loans Review

Loan agency in Walker County, Alabama

Organization owner?

1449 Lakewood Dr, Jasper, AL 35501, USA

+1 (205) 221-6311

Friday

9:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–5:30PM

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5PM

Thursday

9:30AM–5:30PM

What people think about Community Loans?

Below you read some of the reviews of our clients.

This lender is a scam. I will never apply again. $20 goes towards loan and you keep $84 for interest.

Dr. Frank Robel Sr.

I took loans from Community Loans many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 4 hours. It’s been three days – no funds. They do not answer emails. Why???

Ms. Carole Medhurst

Pay Attention

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Jasper, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Jasper, New York. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.