Welcome to Our Online Loan Referral Service

4.2 5 reviews

4821 McCalla School Road, McCalla, AL 35111, USA
+1 (205) 226-3944
www.ecocu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about eCO Credit Union?

Here you get acquainted with the reviews of our clients.

The workers have always greeted me and helped me with whatever I bring to them.

Estefania Berge

Ashley and the staff at the branch are very helpful and friendly.

Prof. Bernhard Goyette Sr.

Very good business people always friendly and always give the best deals

Napoleon Glover

Terrible experience! the employees look like they are wearing dirty shirts.

Lambert Hermiston DVM

Overall the store is great and well organized, good service and fast !

Rafaela Hermann

Great waste company with excellent service.

Pink Connelly

Absolutely fantastic company!

Ewald Hane

They have a great staff and are very professional.

Camylle Reilly

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in McCalla, Alabama

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in McCalla, Alabama is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will eCO Credit Union help issue a loan in McCalla, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the request. Cash advance in McCalla, Alabama may help level up your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in McCalla, Alabama

Regional Finance

2314 6th Ave SE Suite B, Decatur, AL 35601, USA

+1 (256) 308-1040

branches.regionalfinance.com

Republic Finance

1241 Point Mallard Pkwy Suite 106, Decatur, AL 35601, USA

+1 (256) 350-2358

locations.republicfinance.com

IBERIABANK Banking Center & ATM

2765 John Hawkins Pkwy, Hoover, AL 35244, USA

+1 (205) 803-5940

locations.iberiabank.com

Lucy's Loans

356 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 221-6441

www.lucysloansjasper.com

Frazier Loans

1820 6th Ave SE # W, Decatur, AL 35601, USA

+1 (256) 353-4789

Renasant Bank

16863 US-280 West, Chelsea, AL 35043, USA

+1 (205) 678-2080

www.renasantbank.com

World Finance

631 Willow Ln Ste I, Greenville, AL 36037, USA

+1 (334) 382-5660

www.loansbyworld.com

Express Loans Co

1477 Center Point Pkwy, Birmingham, AL 35215, USA

+1 (205) 853-3339

expressloansofamerica.com

Citi Financial

5A Saraland Blvd S, Saraland, AL 36571, USA

+1 (251) 675-9238

www.onemainfinancial.com

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