Welcome to Our Online Loan Referral Service

3.8 23 reviews

4740 Eastern Valley Rd, McCalla, AL 35111, USA
+1 (205) 477-9360
www.amfirst.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about America's First Federal Credit Union?

Here you see the feedback of our clients.

I have Always received excellent service.

Alvera Zboncak DDS

I had my hand out for it but she threw it on the table instead.

Dr. Hector Doyle

Good customer service.

Mr. Luther Quigley

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in McCalla, Alabama

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in McCalla, Alabama is taken out simply and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will America's First Federal Credit Union help take out a payday loan in McCalla, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in McCalla, Alabama may help enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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My Alabama Payday

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TitleMax Title Loans

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+1 (256) 739-2525

www.titlemax.com

Synovus Bank

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+1 (888) 796-6887

www.synovus.com

Credit Central

501 North St E, Talladega, AL 35160, USA

+1 (256) 362-3283

www.creditcentralllc.com

CashMaster

1422 4th St SW, Cullman, AL 35055, USA

+1 (256) 737-9033

www.yourcashmaster.com

Regions Bank

105 W Main St, Livingston, AL 35470, USA

+1 (205) 303-2150

www.regions.com

Hancock Whitney Bank

124 W Main St, Prattville, AL 36067, USA

+1 (800) 448-8812

www.hancockwhitney.com

First Community Bank

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+1 (251) 634-9333

www.firstcommunitybank.com

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