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4 reviews
Loan agency in Mobile, Alabama

1500 Government St #23, Mobile, AL 36604, USA
+1 (855) 289-0233
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours

What people think about Direct Loans?

Below you see some of the opinions of our customers.

Really incompetent workers at this location.

Frederick Wisoky

They'll even charge $8.00 to cash their own check.

Francis Moen

Went to my bank and got a cashiers check and paid them off.

Ettie Hudson DVM

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Mobile, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Mobile, Alabama is are simple to access. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a cash advance if you are sure that you can make payments in good time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Mobile, Alabama

Acceptance Loan Company, Inc.

6659 Atlanta Hwy, Montgomery, AL 36117, USA

+1 (334) 277-5227

www.acceptanceloan.com

Synovus Bank - ATM

3911 US Hwy 80 West, Phenix City, AL 36867, USA

+1 (888) 796-6887

www.synovus.com

Citizens Bank & Trust

25530 AL-127, Elkmont, AL 35620, USA

+1 (256) 732-4602

www.citizensbanktrust.com

Advance America

1906 AL-21 Bypass, Monroeville, AL 36460, USA

+1 (251) 575-4208

www.advanceamerica.net

Edward Jones - Financial Advisor: Drew Malone, CRPC®

401 Cox Blvd Suite C, Sheffield, AL 35660, USA

+1 (256) 978-5056

www.edwardjones.com

TitleMax Title Loans

1048 US-80 West, Demopolis, AL 36732, USA

+1 (334) 289-0045

www.titlemax.com

World Finance

1020 Schillinger Rd S Ste C, Mobile, AL 36695, USA

+1 (251) 633-5227

www.loansbyworld.com

OneMain Financial

8075 Madison Blvd #109, Madison, AL 35758, USA

+1 (256) 772-7773

www.onemainfinancial.com

Supreme Lending Alexander City

1995 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 392-7691

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