Welcome to Our Online Loan Referral Service

3.5 2 reviews

1641 N Wilson Ave # A, Mobile, AL 36610, USA
+1 (251) 456-8006
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

What people think about American Check Exchange II?

Below you get acquainted with some of the opinions of our clients.

Recently I had the most difficult situation in my life. I suddenly needed $700 to pay for utility bills. This institution helped me asap. They were the only website that approved me for the required amount. I solved all my problems. I will 100% recommend this company to my family. Best service in my life.

Johnathan White

American Check Exchange II seems trustworthy. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Wellington Conn

I am a regular client of American Check Exchange II. It is very fast to apply online. The interest rate was favorable. Their staff always respond right away.

Suzanne Feil

I needed $200 to buy a bag of my dream. The only way out was to apply for a cash advance. Found a lot of financial institutions online. American Check Exchange II is the most credible lender in Mobile.

Zakary Shields V

It decided to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via American Check Exchange II. Took out 2 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Adrain Senger

Thanks!! The funds were sent to my bank account as promised – within 2 hours. I paid off the debt on time and had no issues. The process is easy and legit. Be a responsible customer and you will have no issues.

Alison Wyman

Important

Above there is information about a exact loan provider. Below you can read common features of payday loans.

Payday Loans in Mobile, Alabama

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial difficulties in Mobile , Alabama because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are certain that you can afford payments on scheduled.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Mobile, Alabama

1st Franklin Financial

11 Village Square, Clanton, AL 35045, USA

+1 (205) 755-8010

locations.1ffc.com

North River Finance

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+1 (205) 330-5222

northriverfinance.com

The Money Store

2681 E South Blvd, Montgomery, AL 36116, USA

Always Money

1502 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 314-6478

www.alwaysmoney.com

Easy Money

4820 University Drive NW Units 1&2, Huntsville, AL 35810, USA

+1 (256) 217-5980

www.ccfi.com

TIAA Financial Services

2545 Highland Ave Suite 100, Birmingham, AL 35205, USA

+1 (844) 800-4980

locations.tiaa.org

First Southern State Bank

80 Bank St, Stevenson, AL 35772, USA

+1 (256) 437-2171

www.fssbank.com

1st Franklin Financial

2631 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 621-5846

locations.1ffc.com

TitleMax Title Loans

2710 S Memorial Pkwy, Huntsville, AL 35801, USA

+1 (256) 534-7199

www.titlemax.com

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