Welcome to Our Online Loan Referral Service

2350 Airport Blvd, Mobile, AL 36606, USA
+1 (251) 479-6600

Feedback about Southern Financial Services?

Here you get acquainted with the feedback of our clients.

Southern Financial Services is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Marta Ferry

The funds are deposited to my card. I cover obligations through my account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Edna Homenick

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Carlos Jerde DDS

I often take out a loan to a card in Southern Financial Services. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Dr. Loyce Runolfsdottir Sr.

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Mobile, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Mobile, Alabama is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.



Max Loan


Min Term

10 days

Max Term

31 days

How will Southern Financial Services help take out a loan in Mobile, Alabama?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Mobile, al will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Mobile, Alabama

Phenix-Girard Bank

3650 US-431, Phenix City, AL 36867, USA

+1 (334) 297-4266


Bank Independent Athens East

22015 US-72, Athens, AL 35613, USA

+1 (256) 386-5000


Choice Finance Co Inc

1101 E 280 Byp, Phenix City, AL 36867, USA

+1 (334) 297-5517

Regions Bank

1105 Highland Ave, Selma, AL 36701, USA

+1 (334) 410-9800


CCB Financial Services

609 Florala Hwy, Opp, AL 36467, USA

+1 (334) 427-3983


CenterState Bank

1605 E University Dr, Auburn, AL 36830, USA

+1 (334) 321-5820


Security Finance

4110 AL-14, Millbrook, AL 36054, USA

+1 (334) 365-1132


Citizens Finance of Tuscaloosa, Inc.

505 Hargrove Rd E Suite 20, Tuscaloosa, AL 35401, USA

+1 (205) 345-0411


Peoples Independent Bank

3915 Pope Ave, Steele, AL 35987, USA

+1 (256) 691-0280