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Feedback about Navigator Credit Union?
Here you get acquainted with the reviews of our customers.
… to being a credit union member! They have 2 loans every year that are super easy to get because you are pre approved when they offer it to you. All you have to do is …
Rod Reilly
Great staff and service
Kamren Harber Jr.
When I first started banking here, the customer service was decent.
Pat Mann
Pay Attention
Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific features.
Payday Loans in Mobile, Alabama
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Mobile, Alabama is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Navigator Credit Union help take out a loan in Mobile, Alabama?
- 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Mobile, Alabama. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Mobile, Alabama
America's First Federal Credit Union
1910 Gadsden Hwy, Birmingham, AL 35235, USA
+1 (205) 655-3360
www.amfirst.org
