Welcome to Our Online Loan Referral Service

5 3 reviews

5400 Atlanta Hwy, Montgomery, AL 36109, USA
+1 (334) 270-3050
locations.valley.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1994-05-03

Mailing Address

Company Name

Contact Data

What people think about Valley Bank?

Below you find some of the opinions of our clients.

I got payday loan from Valley Bank twice. Repaid all my loans as agreed. Last week wanted to borrow more, but they approved me for only $400 ???

Craig Hickle

Wasted too much efforts with this organization. They charge hidden fees! So upset

Ms. Melissa Reinger MD

Stay away! It’s a spam! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Dr. Camilla Kling V

I took loans from Valley Bank many times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 9 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Kelley Streich

I took loans from Valley Bank 3 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 3 hours. It’s been three days – no money. They do not answer phone calls. Why???

Marjolaine Nienow Jr.

I borrowed $800 for a period of 11 days. In the end, I had to pay off twice as much with all the commissions charged.

Miss Belle Hartmann Sr.

Important

Above there is information about a definite company. Below you can see common features of payday loans.

Payday Loans in Montgomery, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get approved for payday loans in Montgomery, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the borrower entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.

APR Calculator

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