Welcome to Our Online Loan Referral Service

4.3 4 reviews

7256 Halcyon Park Dr, Montgomery, AL 36117, USA
+1 (334) 223-5600
www.servisfirstbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

2005-01-18

Mailing Address

Company Name

Contact Data

Feedback about ServisFirst Bank Montgomery East?

Here you read the feedback of our customers.

I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Mrs. Minerva Kutch DDS

I took out $300 for several days. When the payday loan was returned, they applied a gigantic fees, I had to pay almost $400.

Mr. Kurt Jones

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dr. Doyle Mayert I

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Montgomery, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Montgomery, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will ServisFirst Bank Montgomery East help issue a loan in Montgomery, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Montgomery, ny consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only resolve current difficulties, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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