Welcome to Our Online Loan Referral Service

5 5 reviews

309 Maxwell Blvd, Montgomery, AL 36104, USA
+1 (334) 386-8700
riverbankandtrust.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

dvjdswsg@bank-help.com

+1.3342901012

Feedback about River Bank & Trust?

Here you see the reviews of our clients.

I borrowed $300 for several days. When the funds were returned, they applied a huge fees, I had to pay almost $400.

Jovanny Russel

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Ms. Winifred Lueilwitz

100% sleeky company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Prof. Prince Lynch

I took out a loan from River Bank & Trust 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Prof. Kacey Schaefer

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Montgomery, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Montgomery, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will River Bank & Trust help issue a payday loan in Montgomery, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Montgomery, ny will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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Regions Bank

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Security Finance

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Edward Jones - Financial Advisor: Robert T Cotton, AAMS®

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+1 (205) 752-2222

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OneMain Financial

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+1 (334) 514-0187

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1st Franklin Financial

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Synovus Bank

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