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Loan agency in Muscle Shoals, Alabama

2201 Woodward Ave, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 383-4611
Saturday
8:30AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

What people think about Advance Alabama?

Below you read some of the testimonials of our clients.

I always use Advance Alabama when it need a loan. The application process is trouble-free. No complaints.

Waylon Ondricka Sr.

I applied for the first cash advance in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!

Diego Hyatt

Online application. I only entered an ID and a bank account. Very quick processing. The first time I was accepted for $300 only. Hope the available amount will increase next time. Interest rate is fair. Paid back the loan on time. If you wish, the term can be also extended.

Dr. Mathias Haley

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Advance Alabama. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had bad credit. In general, The process was straightforward.

Ms. Adrianna Hill Sr.

Good service with reasonable rates. They money immediately, as promised. I will use Advance Alabama again if I need financial assistance.

Ewell Grady Jr.

Important

The previous three items charactirize a certain lender. But below you can find common information about payday loans.

Payday Loans in Muscle Shoals, Alabama

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Muscle Shoals, Alabama is are simple to get. The APR is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments without delays.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Muscle Shoals, Alabama

Advance America

2328 S College St Unit 1A, Auburn, AL 36832, USA

+1 (334) 821-6908

www.advanceamerica.net

Title Cash

909 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 329-0346

titlecash.com

Security Finance

1714 Cogswell Ave, Pell City, AL 35125, USA

+1 (205) 338-3501

www.securityfinance.com

CenterState Bank

415 Meridian St N, Huntsville, AL 35801, USA

+1 (256) 564-7600

www.centerstatebank.com

1st Franklin Financial

11310 Memorial Pkwy SW # H, Huntsville, AL 35803, USA

+1 (256) 882-1933

locations.1ffc.com

Always Money

3100 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 277-4002

alwaysmoney.com

Cash Monster

5644 S Chalkville Rd, Trussville, AL 35173, USA

+1 (205) 874-6830

Edward Jones - Financial Advisor: Ron Sommer, CFP®|AAMS®

1643 Hartford Hwy, Dothan, AL 36301, USA

+1 (334) 671-0738

www.edwardjones.com

Ameris Bank

204 Kirkland St, Abbeville, AL 36310, USA

+1 (334) 585-2265

banks.amerisbank.com

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