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4.8 22 reviews
Loan agency in Muscle Shoals, Alabama

2010B Woodward Ave, Muscle Shoals, AL 35661, USA
3 years in business
+1 (256) 978-5977
firstsunmuscleshoals.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2017-07-10

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about First-Sun Finance?

Below you get acquainted with some of the reviews of our customers.

Good rates on their loans and very understanding people.

Prof. Anderson O'Kon Sr.

Very friendly environment an warm hearted employees.

Elenor Dietrich

Loan company to deal with in the Shoals area.

Dr. Webster Bahringer Sr.

Thank you for the absolute best customer service!

Theodore Nikolaus V

The atm at the downtown location and the one by target NEVER works!

Guadalupe Turcotte

Worst customer service I have ever received.

Ms. Madisyn Lind DDS

Important

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Muscle Shoals, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may turn out an easy and fast solution to a short-term problem in Muscle Shoals, Alabama. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

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PNC Bank

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Edward Jones - Financial Advisor: Ronnie Sansom Jr

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Woodforest National Bank

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+1 (205) 664-3550

www.woodforest.com

SouthPoint Bank

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+1 (205) 503-5055

www.southpoint.bank

Alabama Title Loans, Inc.

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+1 (251) 643-7661

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Rice Banking Co

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Always Money

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