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4.9 9 reviews
Loan agency in Muscle Shoals, Alabama

525 W Avalon Ave, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 383-4200
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you see the reviews of our clients.

Highly recommend for people with any financial needs.!

Dedric Mueller DVM

I Very easy to work with; friendly, professional, and helpful

Kassandra Hintz

Awesome place great prices

Ottis Zulauf

Great old-fashioned honest service.

Thad Deckow

Friendly staff and lots of winners!

Evans Senger

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Muscle Shoals, Alabama is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will OneMain Financial help take out a payday loan in Muscle Shoals, Alabama?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Muscle Shoals, Alabama. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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