Welcome to Our Online Loan Referral Service


320 Woodward Ave # B, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 381-3655
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Feedback about Lifestyle Cash Advance?

Here you read the feedback of our customers.

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Lambert Monahan

Yesterday I needed extra funds, I decided to contact Lifestyle Cash Advance. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Lester Cole V

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Muscle Shoals, Alabama

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Muscle Shoals, Alabama are taken out hassle-free. The interest percentage depends on the customer's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Lifestyle Cash Advance help issue a loan in Muscle Shoals, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Muscle Shoals, Alabama may help enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Muscle Shoals, Alabama

Southern Title Loan

204 US-31, Athens, AL 35611, USA

+1 (256) 233-5770

Sun Loan Company

1801 Gault Ave N Ste 101, Fort Payne, AL 35967, USA

+1 (256) 997-9999

www.sunloan.com

First Southern Financial

2203 Mastin Lake Rd NE NW, Huntsville, AL 35810, USA

+1 (256) 851-6699

firstsouthernfinancial.com

MAX Credit Union

94 Captain Crommelin Rd, Wetumpka, AL 36092, USA

+1 (334) 260-2600

www.mymax.com

Advance America

957 Hwy 78 # 200, Dora, AL 35062, USA

+1 (205) 648-0329

www.advanceamerica.net

Spinks Financial

1205 Ashville Rd # 200, Montevallo, AL 35115, USA

+1 (205) 665-9580

Cash Spot

2015 Skyland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 553-6014

www.gocashspot.com

ATM (Regions Bank)

1908 1st Ave W, Jasper, AL 35501, USA

+1 (800) 734-4667

www.regions.com

Edward Jones - Financial Advisor: Jodi L Chambers, AAMS®

65 Pineville Rd Suite 4, Monroeville, AL 36460, USA

+1 (251) 575-7485

www.edwardjones.com

Top