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4.1 19 reviews
Loan agency in Muscle Shoals, Alabama

502 W Avalon Ave, Muscle Shoals, AL 35661, USA
7 years in business
+1 (256) 386-0010
capstonemuscleshoals.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-11-22

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Capstone Finance?

Here you grapple with the feedback of our customers.

I love the atmosphere here and the people are great to work with.

Ms. Georgiana Strosin V

Good Place to help you when you need help!!!!!

Dr. Keegan Schaefer II

Absolutely love doing business with Capstone!

Ian Walsh

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Muscle Shoals, Alabama

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Muscle Shoals, Alabama are taken out hassle-free. The interest percentage depends on the borrower's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Capstone Finance help take out a payday loan in Muscle Shoals, Alabama?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Muscle Shoals, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Muscle Shoals, Alabama

World Finance

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+1 (256) 739-1881

www.loansbyworld.com

Quik Pawn

3178 Pelham Pkwy, Pelham, AL 35124, USA

+1 (205) 663-2910

www.quikpawnshop.com

Peoples Independent Bank

121 Billy B Dyar Blvd, Boaz, AL 35957, USA

+1 (256) 593-8844

www.pibonline.com

Cadence Bank - Blountsville Branch

69156 Main St, Blountsville, AL 35031, USA

+1 (205) 429-6060

cadencebank.com

World Finance

4327 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 396-2373

www.loansbyworld.com

Liberty Tax and Loans

325 N Craft Hwy Suite B Suite B, Chickasaw, AL 36611, USA

+1 (251) 457-4483

approvedcashadvance.com

Synovus Bank

4901 Rice Mine Rd NE, Tuscaloosa, AL 35406, USA

+1 (888) 796-6887

www.synovus.com

check n go, Check `n

Valley Grande, AL 36703, USA

+1 (334) 875-1803

Regions Bank

3548 US-431 N, Phenix City, AL 36867, USA

+1 (334) 664-9200

www.regions.com

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