Welcome to Our Online Loan Referral Service

5 reviews

1027 Avalon Ave, Muscle Shoals, AL 35661, USA
+1 (256) 718-4242
www.firstsouthern.com
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1996-07-22

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Southern Bank?

Here you get acquainted with the reviews of our customers.

I apply quite often. I am pleased with the terms. There is online day and night service.

Americo Schulist

Thanks to the employees for the reliable service. They helped out in difficult times. For application you only need an ID.

Dr. Micaela Torp I

First Southern Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Mr. Tyler Corkery

I often take out a cash advance to a card in First Southern Bank. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Mrs. Madisyn Mann

Thanks to the team of First Southern Bank. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.

Esther Sauer

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Muscle Shoals, Alabama

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Muscle Shoals, Alabama is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Southern Bank help issue a payday loan in Muscle Shoals, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Muscle Shoals, al review this circumstance not an obstacle to issue a loan. The customer of a loan should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only handle current issues, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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