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Loan agency in Oneonta, Alabama

410 2nd Ave E Ste. D, Oneonta, AL 35121, USA
+1 (205) 625-6772
www.advanceamerica.net
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

Oneonta location is the best.

Norene Olson

Amber is an amazing worker and always has a smile on her face!

Emmy Mante

Pay Attention

Lending companies are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Oneonta, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to issue loans in Oneonta, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Advance America help take out a loan in Oneonta, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Oneonta, New York. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Oneonta, Alabama

Farmers & Merchants Bank

112 E Ladiga St, Piedmont, AL 36272, USA

+1 (256) 447-9041

www.fandm.bank

Regions Bank

939 US-80 E, Demopolis, AL 36732, USA

+1 (334) 217-9750

www.regions.com

Regions Bank

408 Courthouse Square, Bay Minette, AL 36507, USA

+1 (251) 239-2600

www.regions.com

Republic Finance

6125 University Dr Suite D8, Huntsville, AL 35806, USA

+1 (256) 922-1747

locations.republicfinance.com

Check `n Go

1123 1st St N D, Alabaster, AL 35007, USA

+1 (205) 620-9948

locations.checkngo.com

Local Cash Advance of Al

514 Kirkland St # C, Abbeville, AL 36310, USA

+1 (334) 585-5757

Regions Bank

2076 Ross Clark Cir, Dothan, AL 36301, USA

+1 (334) 836-6330

www.regions.com

BBVA Bank

100 5th St E, Warrior, AL 35180, USA

+1 (205) 297-3184

www.bbvausa.com

Woodforest National Bank

5919 Trussville Crossings Pkwy, Birmingham, AL 35235, USA

+1 (205) 655-7674

www.woodforest.com

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