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3.8 4 reviews
Loan agency in Opelika, Alabama

3909-D, Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 737-3770
www.emergi-cash.com
Tuesday
9:30AM–1PM, 2–5PM
Wednesday
9:30AM–2PM
Thursday
9:30AM–1PM, 2–5PM
Friday
9:30AM–1PM, 2–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
9:30AM–1PM, 2–5PM

Domain Info

Created Date

2006-08-29

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

emergi-cash.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Emergi-Cash?

Here you grapple with the feedback of our clients.

Money was urgently required. I submitted an online application in Emergi-Cash. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Mr. Otho West I

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Dr. Kennith Lynch III

Money was urgently needed. I left an online application in Emergi-Cash. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Desmond Crist

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Emergi-Cash in Opelika seemed to me the most efficient.

Nasir Thiel

Emergi-Cash applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Maximo Nienow IV

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Opelika, Alabama is issued easily and quickly. The interest percentage is set considering the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Emergi-Cash help issue a payday loan in Opelika, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Opelika, al consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only resolve current problems, but improve the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

C&R Title Pawn

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+1 (256) 852-8748

www.titlecash.com

Clanton Financial Services Inc

220 7th St S, Clanton, AL 35045, USA

+1 (205) 755-8034

clanton-financial.business.site

Navy Federal Credit Union ATM

Enterprise, AL 36330, USA

www.navyfederal.org

TitleMax Title Loans

2424 Green Springs Hwy, Birmingham, AL 35209, USA

+1 (205) 290-0545

www.titlemax.com

Synovus Bank

3200 Hwy 78 E, Jasper, AL 35501, USA

+1 (888) 796-6887

www.synovus.com

CB&S Bank

14015 Hwy 43, Russellville, AL 35653, USA

+1 (256) 332-5110

www.cbsbank.com

Wells Fargo Bank

402 W Collier St, Elba, AL 36323, USA

+1 (334) 897-2291

www.wellsfargo.com

PNC Bank

3059 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 481-3370

apps.pnc.com

CB&S Bank

1217 Gilmer Ave, Tallassee, AL 36078, USA

+1 (334) 283-8368

www.cbsbank.com

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