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3.5 2 reviews
Loan agency in Opelika, Alabama

3909 Pepperell Pkwy # B, Opelika, AL 36801, USA
+1 (334) 745-2510

Feedback about East Alabama Credit Inc?

Here you see the reviews of our customers.

I addressed East Alabama Credit Inc. Everything was done quickly. Only pleasant impressions remained!

Max Armstrong

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. East Alabama Credit Inc in Opelika seemed to me the most efficient.

Lance Rosenbaum

I recommend East Alabama Credit Inc to everyone, I am applying for the second time. Everything is great!

Neoma Cronin MD

Not the first time I use East Alabama Credit Inc. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when cash is urgently needed.

Delia Olson

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Opelika, Alabama is taken out simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be ensured to you.



Max Loan


Min Term

10 days

Max Term

31 days

How will East Alabama Credit Inc help take out a payday loan in Opelika, Alabama?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Opelika, Alabama may help improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Regional Finance

1004 Butler Ave, Boaz, AL 35957, USA

+1 (256) 593-8706


Security Finance

615 D'Olive St Suite 4, Bay Minette, AL 36507, USA

+1 (251) 937-6095


Acceptance Loan Company, Inc.

4 E Ct Square, Andalusia, AL 36420, USA

+1 (334) 222-1688


Advance America

300 Springville Station Blvd., Suite 600, Springville, AL 35146, USA

+1 (205) 467-9355


1st Franklin Financial

41162 US Hwy 280, Sylacauga, AL 35150, USA

+1 (256) 245-7799


Check Into Cash

1407 N Memorial Pkwy Suite 12, Huntsville, AL 35801, USA

+1 (256) 534-1279


Covington Credit

1527 S Broad St, Scottsboro, AL 35768, USA

+1 (256) 259-0302


Union State Bank

796 Cedar Bluff Rd, Centre, AL 35960, USA

+1 (256) 927-4666


Valley Bank

2740 Zelda Rd, Montgomery, AL 36106, USA

+1 (334) 270-3066