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4.4 13 reviews
Loan agency in Opelika, Alabama

1515 2nd Ave Suite C-3, Opelika, AL 36801, USA
+1 (334) 741-0060
capstoneopelika.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
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Domain Info

Created Date

2013-11-11

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, AL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

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Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Opelika, Alabama

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and quick to issue payday loans in Opelika, Alabama. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Capstone Finance help take out a payday loan in Opelika, Alabama?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Opelika, al will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Edward Jones - Financial Advisor: Renee W Green

122 6th St S, Clanton, AL 35045, USA

+1 (205) 755-9948

www.edwardjones.com

Supreme Lending Alexander City

1995 Cherokee Rd, Alexander City, AL 35010, USA

+1 (256) 392-7691

Regional Finance

1209 N Main Ave, Sylacauga, AL 35150, USA

+1 (256) 369-2537

branches.regionalfinance.com

Tower Loan

1203 N Main Ave, Sylacauga, AL 35150, USA

+1 (256) 401-6715

www.towerloan.com

CenterState Bank

3500 20th Ave, Valley, AL 36854, USA

+1 (334) 768-4310

www.centerstatebank.com

Regional Finance

458 1st St SW, Alabaster, AL 35007, USA

+1 (205) 419-4309

branches.regionalfinance.com

Always Money

1013 1st St N, Alabaster, AL 35007, USA

+1 (205) 620-1207

alwaysmoney.com

BBVA Bank

3508 Eastdale Cir, Montgomery, AL 36117, USA

+1 (334) 409-7372

www.bbvausa.com

First South Farm Credit

5070 Boll Weevil Cir, Enterprise, AL 36330, USA

+1 (334) 347-1738

www.firstsouthfarmcredit.com

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