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Loan agency in Opelika, Alabama

3000 Pepperell Pkwy Suite 6, Opelika, AL 36801, USA
+1 (334) 705-6414
locations.1ffc.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

xr4nq6fs8nn@networksolutionsprivateregistration.com

+1.5707088780

What people think about 1st Franklin Financial?

Below you find some of the opinions of our customers.

Great customer service!

Cleo Pacocha V

I have dealt with first Franklin in Dahlonega, Georgia for many years.

Woodrow Maggio III

Pay Attention

The previous three items charactirize a precise lending service. But below you can read common information about payday loans.

Payday Loans in Opelika, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Opelika, Alabama is are simple to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are confident that you can afford payments as agreed in the contract.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

TitleMax Title Loans

1808 Gadsden Hwy Ste 100, Birmingham, AL 35235, USA

+1 (205) 655-0811

www.titlemax.com

Edward Jones - Financial Advisor: Robert T Cotton, AAMS®

819 21st Ave, Tuscaloosa, AL 35401, USA

+1 (205) 752-2222

www.edwardjones.com

CB&S Bank

15290 Hwy 43 North, Russellville, AL 35653, USA

+1 (256) 332-5600

www.cbsbank.com

Tower Loan

705 US-43 #12, Saraland, AL 36571, USA

+1 (251) 679-5559

www.towerloan.com

Liberty Tax and Loans

325 N Craft Hwy Suite B Suite B, Chickasaw, AL 36611, USA

+1 (251) 457-4483

approvedcashadvance.com

Cash Max

918 Allison-Bonnett Memorial Dr, Bessemer, AL 35023, USA

+1 (205) 744-4799

America's First Federal Credit Union

3052 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 491-5000

www.amfirst.org

Edward Jones - Financial Advisor: Joan Newman, AAMS®

1032 US-84 Ste E, Enterprise, AL 36330, USA

+1 (334) 347-4656

www.edwardjones.com

ServisFirst Bank

2500 Woodcrest Pl, Birmingham, AL 35209, USA

+1 (205) 949-0302

www.servisfirstbank.com

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