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4.1 15 reviews
Loan agency in Opelika, Alabama

1721 Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 745-2600
www.opelikafinance.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
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Domain Info

Created Date

2018-09-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

5n7kacsh5aj2c8r2blu25vtf2o@domaindiscreet.com

+1.9027492701

What people think about Opelika Finance?

Below you find some of the testimonials of our clients.

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Opelika, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Opelika, Alabama is are simple to get. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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Regions Bank

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www.regions.com

Security Finance

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Flagstar Bank Home Loan Center

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+1 (256) 797-7698

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1st Franklin Financial

24833 John T Reid Pkwy Suite 3-B, Scottsboro, AL 35768, USA

+1 (256) 259-1997

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TitleMax Title Loans

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+1 (334) 297-0606

www.titlemax.com

ABC Credit

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+1 (256) 351-6331

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NiceLoans!

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+1 (205) 345-6364

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