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4.1 15 reviews
Loan agency in Opelika, Alabama

1721 Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 745-2600
www.opelikafinance.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2018-09-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.9027492701

What people think about Opelika Finance?

Below you find some of the testimonials of our clients.

What great place to go and get a loan and nice people

Thora Becker DVM

I am a satisfied customer and I would definitely recommend this company!!

Prof. Randal Marks

Debra is not a good worker... very unprofessional and rude!

Lance Carter

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Opelika, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Opelika, Alabama is are simple to get. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Opelika, Alabama

World Finance

439 Fieldstown Rd Ste 121, Gardendale, AL 35071, USA

+1 (205) 608-3770

www.loansbyworld.com

First State Bank

40651 AL-77, Ashland, AL 36251, USA

+1 (256) 354-2145

www.firststatedirect.com

Regions Bank

132 S Mulberry Ave, Butler, AL 36904, USA

+1 (205) 459-3051

www.regions.com

Security Finance

5212 Cottage Hill Rd Suite A, Mobile, AL 36609, USA

+1 (251) 665-4644

www.securityfinance.com

BankFirst

2nd Ave NW, Gordo, AL 35466, USA

+1 (205) 364-7177

www.bankfirstfs.com

Approved Cash Advance

702 E Battle St, Talladega, AL 35160, USA

www.approvedcashadvance.com

Check Into Cash

105 Mimosa Street, Suites A & B, Evergreen, AL 36401, USA

+1 (251) 578-1100

local.checkintocash.com

Republic Finance

1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968, USA

+1 (256) 845-4450

locations.republicfinance.com

PNC Bank

3059 Allison-Bonnett Memorial Dr, Hueytown, AL 35023, USA

+1 (205) 481-3370

apps.pnc.com

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