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4.9 134 reviews
Loan agency in Opelika, Alabama

2701 Frederick Rd Ste. 203, Opelika, AL 36801, USA
+1 (334) 364-0290

Domain Info

Created Date


Mailing Address

CA, United States

Company Name

Google LLC

Google LLC

Contact Data

Feedback about Legacy Finance Co.?

Here you get acquainted with the reviews of our customers.

I've been a customer for a year, and the staff is wonderful.

Dr. Bertrand Roob

Fast and easy service and the customer service is great.

Miss Sheila Graham I

The whole staff team very kind and courteous.

Omari O'Connell

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to take out payday loans in Opelika, Alabama. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.



Max Loan


Min Term

10 days

Max Term

31 days

How will Legacy Finance Co. help issue a payday loan in Opelika, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Opelika, al will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Advance America

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+1 (251) 452-0356


E & C Finance Co Inc

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+1 (205) 424-0565


Merchants Bank

103 Main St, Grove Hill, AL 36451, USA

+1 (251) 275-3175


Local Finance & Tax Service

309 Quintard Ave suite b, Anniston, AL 36201, USA

+1 (256) 770-4061


Fruit Cash

1204 Shelton Beach Rd, Saraland, AL 36571, USA

+1 (251) 675-4787

Regions Bank

711 2nd Ave SW, Cullman, AL 35055, USA

+1 (256) 255-1460


1st Franklin Financial

1696 U.S. Hwy 231 Suite A, Ozark, AL 36360, USA

+1 (334) 774-7011


TitleMax Title Loans

841 US-431, Boaz, AL 35957, USA

+1 (256) 840-0511


Southern Cash Advance

2201 Gault Ave N, Fort Payne, AL 35967, USA

+1 (256) 845-3719