Welcome to Our Online Loan Referral Service

5 3 reviews

414 S 7th St, Opelika, AL 36801, USA
+1 (334) 749-2041
www.bancorpsouth.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

What people think about BancorpSouth Bank?

Below you read some of the opinions of our customers.

Was invited to a gender party but was empty at that time. A friend recommended me to apply for a loan via BancorpSouth Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was simple.

Hector Deckow

Thanks!! The money were sent to my bank account as agreed – the next morning. I repaid the debt after a week and had no complaints. The process is easy and legit. Be a responsible customer and you will have no troubles.

Dr. Audie Reichel

BancorpSouth Bank seems nice. Applied twice. The first cash advance approved was small – $400, but next time the limit was increased to $800. Repaid the loan on due date. The managers were professional, they gave clear answers to all my questions. No issues. But their rates are not the lowest on the net.

Miss Ophelia Crist

I needed $600 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of loan providers online. BancorpSouth Bank seemed the most honest financial institution in Opelika.

Corbin Howe DVM

I want to say Many Thanks to the staff of BancorpSouth Bank. They offer immediate solution to any sudden money troubles. Love them for their same day approval. Applied for a payday loan and got accepted although my credit was bad. I will surely use this company if I need money again.

Chanel O'Reilly

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Opelika, Alabama

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the best solution to your short-term financial troubles in Opelika , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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