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5 reviews
Loan agency in Opelika, Alabama

36 Samford Ave UNIT E, Opelika, AL 36801, USA
+1 (334) 749-6131
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Feedback about Colonial Finance?

Here you grapple with the feedback of our clients.

It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed Colonial Finance. The score improved after several loans paid off.

Sean Reichert

I often issue a loan to a card in Colonial Finance. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Laverna Cummings DDS

I contacted Colonial Finance. Everything was done quickly. Only pleasant impressions remained!

May Considine

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Opelika, Alabama

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Colonial Finance help take out a loan in Opelika, Alabama?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Cash advance in Opelika, Alabama may help enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Ez Credit

1816 Summerville Rd, Phenix City, AL 36867, USA

Cash 2 Go

1604 S Main St, Atmore, AL 36502, USA

+1 (251) 368-6118

www.titlecash.com

Woodforest Bank

3371 S Alabama Ave, Monroeville, AL 36460, USA

www.woodforest.com

Cash Magic

1705 14th St, Phenix City, AL 36867, USA

+1 (334) 297-7580

Security Finance

215 D, Saraland Blvd N, Saraland, AL 36571, USA

+1 (251) 675-8252

www.securityfinance.com

America's First Federal Credit Union

724 Crow Dr, Birmingham, AL 35215, USA

+1 (205) 836-8380

www.amfirst.org

Consumer Loan Careers

758 W Main St, Dothan, AL 36301, USA

+1 (334) 677-2272

consumerloancareers.com

1st Franklin Financial

24833 John T Reid Pkwy Suite 3-B, Scottsboro, AL 35768, USA

+1 (256) 259-1997

locations.1ffc.com

Security Finance

105 Liberty Ln Suite 100, Scottsboro, AL 35769, USA

+1 (256) 259-3314

www.securityfinance.com

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