Feedback about Colonial Finance?
Here you grapple with the feedback of our clients.
It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed Colonial Finance. The score improved after several loans paid off.
Sean Reichert
I often issue a loan to a card in Colonial Finance. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.
Laverna Cummings DDS
I contacted Colonial Finance. Everything was done quickly. Only pleasant impressions remained!
May Considine
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Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.
Payday Loans in Opelika, Alabama
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Opelika, Alabama is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will recieve.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Colonial Finance help take out a loan in Opelika, Alabama?
- 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Cash advance in Opelika, Alabama may help enhance your credit history.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a exact cost of the loan.
APR Calculator
Other Payday Lenders in Opelika, Alabama
Credit Central
849 Cherokee Rd, Alexander City, AL 35010, USA
+1 (256) 212-9758
www.creditcentralllc.com
CenterState Bank
1560 W 2nd St, Gulf Shores, AL 36542, USA
+1 (251) 948-4367
www.centerstatebank.com
