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5 2 reviews

1804 Thomason Dr, Opelika, AL 36801, USA
+1 (334) 364-5100
riverbankandtrust.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

2005-05-19

Mailing Address

2611 LEGENDS DR, PRATTVILLE, AL, 36066-7761, United States

Company Name

River Bank & Trust

River Bank & Trust

Contact Data

[email protected]

+1.3342901012

Feedback about River Bank & Trust?

Here you grapple with the reviews of our customers.

This is a wonderful place to do your banking.

Kylee Wisoky

I have no idea what she did with our personal sensitive information.

Robin Walker IV

Really disappointed don’t go in this place go to other branch ....

Chanel Lakin

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Opelika, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to issue payday loans in Opelika, Alabama. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will River Bank & Trust help take out a payday loan in Opelika, Alabama?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a loan. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Opelika, Alabama may help improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Bill Loosier

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+1 (334) 745-3219

www.edwardjones.com

TitleBucks

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+1 (205) 796-0441

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OneMain Financial

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+1 (251) 634-9655

www.onemainfinancial.com

All In Credit Union

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+1 (334) 598-4411

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Checkmate Cash Advance Center

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+1 (256) 665-0369

easyloans.pw

Title Loan Express | Title Loans, Payday Loans

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+1 (205) 833-3131

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Mariner Finance

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+1 (205) 588-6712

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