Welcome to Our Online Loan Referral Service

4.9 9 reviews

509 E Thomason Cir, Opelika, AL 36801, USA
+1 (334) 364-2850

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Created Date


Mailing Address

22 INVERNESS CENTER PKWY STE 400, BIRMINGHAM, AL, 35242-4879, United States

Company Name



Contact Data




Feedback about EAC Federal Credit Union?

Here you see the feedback of our clients.

Very nice and helpful people!!! It's a great feeling when they all know your name!!! From the loan officers to the cashier's, they are absolutely great!!!

Ronny Fritsch V

It’s a great credit union with awesome staff!

Dr. Thad Hoeger

The staff members are very friendly and helpful.

Ezekiel Schulist

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Opelika, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.



Max Loan


Min Term

10 days

Max Term

31 days

How will EAC Federal Credit Union help issue a payday loan in Opelika, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Opelika, Alabama. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

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