Welcome to Our Online Loan Referral Service

4.9 9 reviews

509 E Thomason Cir, Opelika, AL 36801, USA
+1 (334) 364-2850
www.eamcfcu.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
7:30AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

2003-08-15

Mailing Address

22 INVERNESS CENTER PKWY STE 400, BIRMINGHAM, AL, 35242-4879, United States

Company Name

VisiFI

VisiFI

Contact Data

rhiannon.stone@visifi.com

+1.2054085379

+1.9999999999

Feedback about EAC Federal Credit Union?

Here you see the feedback of our clients.

Very nice and helpful people!!! It's a great feeling when they all know your name!!! From the loan officers to the cashier's, they are absolutely great!!!

Ronny Fritsch V

It’s a great credit union with awesome staff!

Dr. Thad Hoeger

The staff members are very friendly and helpful.

Ezekiel Schulist

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Opelika, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will EAC Federal Credit Union help issue a payday loan in Opelika, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Opelika, Alabama. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Regional Finance

220 Town Mart, Clanton, AL 35045, USA

+1 (205) 312-7994

branches.regionalfinance.com

MAX Credit Union

2785 Zelda Rd, Montgomery, AL 36106, USA

+1 (334) 260-2600

www.mymax.com

Speedy Cash Shop

1109 US-280, Phenix City, AL 36867, USA

+1 (877) 449-2693

Woodforest Bank

2780 John Hawkins Pkwy, Hoover, AL 35244, USA

+1 (205) 444-0046

www.woodforest.com

Always Money

1803B University Dr, Huntsville, AL 35801, USA

+1 (256) 427-6848

alwaysmoney.com

Edward Jones - Financial Advisor: Kristi Crowell

2045 Cecil Ashburn Dr SE Suite 103, Huntsville, AL 35802, USA

+1 (256) 881-1583

www.edwardjones.com

Edward Jones - Financial Advisor: Jonathan Dvorak, CFP®|AAMS®

720 2nd Ave SW, Cullman, AL 35055, USA

+1 (256) 737-7288

www.edwardjones.com

Lending Bear

913 Rucker Blvd Suite 41, Enterprise, AL 36330, USA

+1 (334) 393-2801

www.lendingbear.com

Five Star Credit Union

12769 Cottonwood Rd, Cottonwood, AL 36320, USA

+1 (888) 619-1711

www.fivestarcu.com

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