Welcome to Our Online Loan Referral Service

3.4 5 reviews

1805 Gateway Dr, Opelika, AL 36801, USA
+1 (334) 741-1300
www.metrocitybank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–1PM

Domain Info

Created Date

2005-07-12

Mailing Address

3510 Shallowford Road, Atlanta, GA, 30341, United States

Company Name

Domain Handler

Metro City Bank (deNovo)

Contact Data

[email protected]

+1.7702900171

Feedback about Metro City Bank?

Here you see the reviews of our customers.

Great customer service and they definitely work with you.

Lucas Batz

Have never heard of this place so I was going to check it out.

Eldon Sauer

Get a call back or nothing please don't go here and the furniture look cheesy

Marta McCullough V

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Opelika, Alabama

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Opelika, Alabama is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Metro City Bank help issue a loan in Opelika, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Opelika, Alabama. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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Money Matters

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Republic Finance

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Four Seasons Federal Credit Union

2300 Marvyn Pkwy, Opelika, AL 36804, USA

+1 (334) 364-0470

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Title Cash

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+1 (205) 942-7841

www.titlecash.com

Cheaha Bank LLC

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+1 (256) 847-8802

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All In Credit Union

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