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5 3 reviews
Loan agency in Oxford, Alabama

1225 Snow St Ste 7, Oxford, AL 36203, USA
5 years in business
+1 (256) 831-6400
www.loansbyworld.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

What people think about World Finance?

Below you find some of the opinions of our clients.

This website is a fraud. I will never apply again. $20 goes towards loan and you keep $79 for interest.

Andres Grimes

This lender is a rip off. I will never use again. $20 goes towards loan and you keep $79 for interest.

Maryse Hoeger

Interest too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Hayley Considine

Unhappy!! They approve me for a loan but it’s been 2 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my loan.

Fredy Hodkiewicz

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Oxford, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Oxford, New York. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments without delays.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in Oxford, Alabama

Cash Mart Inc

2516 Sparkman Dr NW UNIT B, Huntsville, AL 35810, USA

+1 (256) 858-9393

firstchoicepaydayloans.com

Exchange Bank- Altoona

7170 6th Ave, Altoona, AL 35952, USA

+1 (205) 589-6334

exba.com

Regions Bank

1908 1st Ave W, Jasper, AL 35501, USA

+1 (800) 734-4667

www.regions.com

CB&S Bank

1301 Doug Baker Blvd, Birmingham, AL 35242, USA

+1 (205) 408-7160

www.cbsbank.com

Edward Jones - Financial Advisor: Richard T Widner

1700 Cherokee Ave SW, Cullman, AL 35055, USA

+1 (256) 775-0304

www.edwardjones.com

Title Cash

1201 Martin St N, Pell City, AL 35125, USA

+1 (205) 884-8212

www.titlecash.com

ATM Alabama Central Credit Union - Muscle Shoals

743 Avalon Ave, Muscle Shoals, AL 35661, USA

+1 (256) 381-1914

www.alabamacentral.org

TitleBucks Title Loans

2910 Pike Ave NW, Huntsville, AL 35810, USA

+1 (256) 858-6129

TitleMax Title Loans

9790 Parkway E, Birmingham, AL 35215, USA

+1 (205) 520-0955

www.titlemax.com

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