Welcome to Our Online Loan Referral Service

3.3 22 reviews

31 Commons Way, Oxford, AL 36203, USA
+1 (256) 237-1684
www.amfirst.org
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about America's First Federal Credit Union?

Here you read the feedback of our customers.

The customer service here is exceptional!

Shayne Purdy

They then made me go to the back of the line and wait behind 3 more people.

Dr. Keanu Purdy

This place is ridiculous.

Blake Kassulke

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Oxford, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Oxford, ny. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will America's First Federal Credit Union help issue a payday loan in Oxford, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Oxford, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Oxford, Alabama

West Alabama Bank & Trust

31 Mcfarland Blvd N, Northport, AL 35476, USA

+1 (205) 344-9133

www.wabt.com

1st Franklin Financial

2701 Mall Dr Suite 3, Florence, AL 35630, USA

+1 (256) 718-0702

locations.1ffc.com

Check Into Cash

519 W Avalon Ave Suite 14C, Muscle Shoals, AL 35661, USA

+1 (256) 381-2480

local.checkintocash.com

Cash Connection

8760 Madison Blvd, Madison, AL 35758, USA

+1 (256) 461-4888

www.cashconnection.us

Community Credit of Leeds, Inc.

1437 Ashville Rd, Leeds, AL 35094, USA

+1 (205) 699-2877

www.communitycreditinc.com

ATM (Peoples Bank of Alabama)

4971 AL-68, Cedar Bluff, AL 35959, USA

+1 (877) 788-0288

peoplesbankal.com

CenterState Bank

457 Magnolia Ave, Fairhope, AL 36532, USA

+1 (251) 929-7700

www.centerstatebank.com

TitleMax Title Loans

508 Martin St N Suite 5, Pell City, AL 35125, USA

+1 (205) 201-7264

www.titlemax.com

Hometown Credit Corporation

119 Southland Vlg # F, Troy, AL 36079, USA

+1 (334) 670-0021

www.hometowncreditcorp.com

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