Welcome to Our Online Loan Referral Service

4.8 56 reviews

30 Plaza Ln, Oxford, AL 36203, USA
7 years in business
+1 (256) 624-1907
www.thecheckdepot.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4PM

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416, Homewood, AL, 35209-5850, United States

Company Name

Check Depot

Check Depot

Contact Data

[email protected]

2059451242

What people think about Check Depot?

Below you find some of the reviews of our clients.

Very helpful agency and staff!! I'd recommend them if you need a payday loan !!

Prof. Lonie Braun Sr.

Very friendly nice people and atmosphere I would highly recommend

Cary Kirlin

I would recommend this place above all check cashing places in town!

Prof. Kelley Gaylord Jr.

Pay Attention

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Oxford, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Oxford, New York is are easy to access. The interest rate is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Oxford, ny approve borrowers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the money in your account within the hour.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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SmartBank

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BBVA Bank

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Century Bank

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Ameris Bank Mortgage Office

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