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4.7 47 reviews
Loan agency in Ozark, Alabama

1210 S. US Hwy. 231, Ozark, AL 36360, USA
+1 (334) 774-3856
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

Great service and friendly employees.

Myles Gulgowski

Fast service, friendly staff!

Bernard Doyle DDS

Great people, who work with you at all costs.

Prince Schneider

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Ozark, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Ozark, al. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help issue a loan in Ozark, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Ozark, al will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Ozark, Alabama

Security Finance

1648 Hwy 78 E, Jasper, AL 35501, USA

+1 (205) 295-2070

www.securityfinance.com

Alabama Title Loans, Inc.

1604 W Magnolia Ave, Geneva, AL 36340, USA

+1 (334) 684-1079

alabamatitleloansinc.com

Community Loans of America

1011 College Ave, Jackson, AL 36545, USA

+1 (251) 247-0330

BankFirst

5329 Curry Hwy, Jasper, AL 35503, USA

+1 (205) 221-5311

www.bankfirstfs.com

First US Bank

305 S Mulberry Ave, Butler, AL 36904, USA

+1 (205) 459-3011

www.firstusbank.com

Red Oak Credit Union

1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA

+1 (205) 759-7317

www.dchcu.com

Woodforest Bank

2800 Spring Ave SW, Decatur, AL 35603, USA

+1 (256) 552-0088

www.woodforest.com

CB&S Bank

3571 Broad St, Phil Campbell, AL 35581, USA

+1 (205) 993-5315

www.cbsbank.com

EasyMoney

610 E Pushmataha St, Butler, AL 36904, USA

+1 (205) 459-4371

www.goeasymoney.com

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