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4.9 47 reviews
Loan agency in Phenix City, Alabama

1105 E 280 Byp, Phenix City, AL 36867, USA
+1 (334) 297-0228
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

Has a friendly environment and staff treats customers with respect..

Kattie Schimmel III

Great customer service and great employees!!!!

Vidal Crooks DVM

A wonderful place to work.

Abigale Kunde V

Great company to work with.

Antwon Harvey

Oh and Freedom Mortgage is good too, great rate and easy loan process!

Angelita Kiehn

Joe did a great job on a very difficult transaction.

Randi Kuhlman Jr.

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Phenix City, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may be an easy and fast solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Phenix City, al welcome consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if accepted could have the funds in your account within the hour.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Cash-Title Exchange

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+1 (205) 375-6130

Farmers & Merchants Bank

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+1 (256) 236-8200

www.fandm.bank

Troy Bank & Trust Co.

2701 Frederick Rd Suite 101, Opelika, AL 36801, USA

+1 (334) 610-8001

www.troybankandtrust.com

Centennial Bank

25051 Canal Rd, Orange Beach, AL 36561, USA

+1 (251) 981-5900

www.my100bank.com

World Finance

3418 20th Ave Ste J, Valley, AL 36854, USA

+1 (334) 592-5022

www.loansbyworld.com

BBVA Bank

210 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 767-8818

www.bbvausa.com

Regions Bank

98 Greeno Rd S, Fairhope, AL 36532, USA

+1 (251) 210-3640

www.regions.com

Check Into Cash

3600 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 260-8963

local.checkintocash.com

Family Loan Inc

1225 Snow St #5, Oxford, AL 36203, USA

+1 (256) 831-0056

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