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4.9 47 reviews
Loan agency in Phenix City, Alabama

1105 E 280 Byp, Phenix City, AL 36867, USA
+1 (334) 297-0228
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

Has a friendly environment and staff treats customers with respect..

Kattie Schimmel III

Great customer service and great employees!!!!

Vidal Crooks DVM

A wonderful place to work.

Abigale Kunde V

Great company to work with.

Antwon Harvey

Oh and Freedom Mortgage is good too, great rate and easy loan process!

Angelita Kiehn

Joe did a great job on a very difficult transaction.

Randi Kuhlman Jr.

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Phenix City, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may be an easy and fast solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Phenix City, al welcome consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if accepted could have the funds in your account within the hour.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

BBVA Bank

5399 US-90, Mobile, AL 36619, USA

+1 (251) 470-7510

www.bbvausa.com

Peoples Bank of Alabama

801 2nd Ave SW, Cullman, AL 35055, USA

+1 (877) 788-0288

peoplesbankal.com

OneMain Financial

1604 Ross Clark Cir #105, Dothan, AL 36301, USA

+1 (334) 794-2681

www.onemainfinancial.com

Quick Credit

2664 Eastern Blvd, Montgomery, AL 36117, USA

+1 (334) 284-4182

www.mymoneytogo.com

Citizens State Bank Branch

315 Columbus Ave NW, Vernon, AL 35592, USA

+1 (205) 695-9162

Money Now

5650 Old Pascagoula Rd # 201, Mobile, AL 36619, USA

+1 (251) 653-7737

www.moneynow.net

Regions Bank

2735 University Blvd E, Tuscaloosa, AL 35404, USA

+1 (205) 469-5350

www.regions.com

Cash America Pawn

5631 Old Pascagoula Rd, Mobile, AL 36619, USA

+1 (251) 653-7445

Tower Loan

1203 N Main Ave, Sylacauga, AL 35150, USA

+1 (256) 401-6715

www.towerloan.com

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