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4.9 80 reviews
Loan agency in Phenix City, Alabama

1807 Stadium Dr Suite 2, Phenix City, AL 36867, USA
+1 (334) 480-0255
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

They are really amazing for payday loans be sure to ask for brandy

Prof. Stuart Langworth I

They are really amazing 😁 for anyone who needs a payday loan ask for brandy

Prof. Alexandro Fisher

I really like the services that they have to offer. They help me with the cash I need until payday. Their customer service is always professional.

Gretchen Smitham I

It’s always great service and definitely great people!

Prof. Nyasia Medhurst DVM

Pay Attention

Above there is information about a exact lender. Below you can review common characteristics of payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Phenix City, Alabama. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

TitleMax Title Loans

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+1 (334) 293-9061

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Edward Jones - Financial Advisor: Jonathan Dvorak, CFP®|AAMS®

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+1 (256) 737-7288

www.edwardjones.com

OneMain Financial

41173 US-280, Sylacauga, AL 35150, USA

+1 (256) 245-4308

www.onemainfinancial.com

TitleBucks Title Loans

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+1 (256) 858-6129

World Finance

631 Willow Ln Ste I, Greenville, AL 36037, USA

+1 (334) 382-5660

www.loansbyworld.com

TitleBucks Title Loans

1000 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 426-2009

www.titlebucks.com

Hancock Whitney Bank

2110 Demetropolis Rd, Mobile, AL 36693, USA

+1 (800) 448-8812

www.hancockwhitney.com

Pay Day Cash Advance

522 Liberty Hill Dr, Evergreen, AL 36401, USA

+1 (251) 578-5055

Advance Alabama

5022 Vaughn Rd, Montgomery, AL 36116, USA

+1 (334) 277-0960

www.premiumloans.pw

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