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3.8 9 reviews
Loan agency in Phenix City, Alabama

1001 13th St, Phenix City, AL 36867, USA
+1 (334) 297-2509
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

What people think about Always Money?

Below you see some of the testimonials of our clients.

I recommend Always Money to everyone who need extra money. I’ve been using them for 4th time. Always fantastic service!

Prof. Lily Hackett

Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via Always Money. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was effortless.

Ed Lang

They only ask for an ID to verify you. Last week I was broke and needed some cash to survive. These guys saved me although I had a low credit score. Fast and legit process. Highly recommend!

Tiffany Ullrich

I am a regular customer of Always Money. It is very simple to apply online. The APR was reasonable. Their staff always respond quickly.

Jean Thiel

Simple application. I only filled in an ID and a bank account. Fast processing. The first time I was approved for $300 only. Hope the limit will be more next time. APR is fair. Paid back the loan even before the due date. If required, the term can be also extended.

Prof. Lucas Berge V

Thank you Always Money for assisting me when I needed cash urgently to pay for home improvement. I have applied through this website 2 times and everything was great. This is the most reliable company with no hidden fees. Highly recommended!!!

Petra Johnston

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Phenix City, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Phenix City, Alabama. The interest rate will be set individually for each case and will depend on the personal details the person entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Cw CashWell Consumer Loans

19140 S 3rd St, Citronelle, AL 36522, USA

ATM Alabama Central Credit Union - Russellville

13831 US-43, Russellville, AL 35653, USA

+1 (800) 627-3999

www.alabamacentral.org

Republic Finance

7402 Alabama Hwy 69 S Suite F, Tuscaloosa, AL 35405, USA

+1 (205) 342-0719

locations.republicfinance.com

Mid City Pawn

1029 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 353-1111

www.midcityjewelry.com

SmartBank

300 Clinton Ave W, Huntsville, AL 35801, USA

+1 (256) 539-7703

www.smartbank.com

BBVA Bank

1433 Opelika Rd, Auburn, AL 36830, USA

+1 (334) 887-1226

www.bbvausa.com

Service Loans

212 Town Mart, Clanton, AL 35045, USA

+1 (205) 755-4011

TitleMax Title Loans

1127 W Meighan Blvd, Gadsden, AL 35901, USA

+1 (256) 543-3330

www.titlemax.com

Marion Bank & Trust Company

601 2nd Ave N, Clanton, AL 35045, USA

www.marion-bank.com

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