What people think about Always Money?
Below you see some of the testimonials of our clients.
I recommend Always Money to everyone who need extra money. I’ve been using them for 4th time. Always fantastic service!
Prof. Lily Hackett
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via Always Money. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was effortless.
Ed Lang
They only ask for an ID to verify you. Last week I was broke and needed some cash to survive. These guys saved me although I had a low credit score. Fast and legit process. Highly recommend!
Tiffany Ullrich
I am a regular customer of Always Money. It is very simple to apply online. The APR was reasonable. Their staff always respond quickly.
Jean Thiel
Simple application. I only filled in an ID and a bank account. Fast processing. The first time I was approved for $300 only. Hope the limit will be more next time. APR is fair. Paid back the loan even before the due date. If required, the term can be also extended.
Prof. Lucas Berge V
Thank you Always Money for assisting me when I needed cash urgently to pay for home improvement. I have applied through this website 2 times and everything was great. This is the most reliable company with no hidden fees. Highly recommended!!!
Petra Johnston
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Phenix City, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is hassle-free and speedy to get approved for payday loans in Phenix City, Alabama. The interest rate will be set individually for each case and will depend on the personal details the person entered.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.
APR Calculator
Other Payday Lenders in Phenix City, Alabama
Regional Finance
458 1st St SW, Alabaster, AL 35007, USA
+1 (205) 419-4309
branches.regionalfinance.com
First State Loans Inc
1326 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 351-9223
first-state-loans-inc.business.site
OneMain Financial
1010 Schillinger Rd S Ste D, Mobile, AL 36695, USA
+1 (251) 634-9655
www.onemainfinancial.com
America's First Federal Credit Union Pell City
2051 Martin St S, Pell City, AL 35128, USA
+1 (205) 825-7848
amfirst.org
Depot Loans
Phenix City, AL 36870, USA
