Affordable Loans Payday Loans Review

Loan agency in Phenix City, Alabama

Organization owner?

1101 E 280 Byp, Phenix City, AL 36867, USA

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

Thursday

10AM–5:30PM

Friday

10AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5:30PM

What people think about Affordable Loans?

Below you get acquainted with some of the reviews of our customers.

Used Affordable Loans for the third time. The lender is honest. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Constance Heathcote

Good website with affordable rates. They deposited quickly, as promised. I will use Affordable Loans again if I need extra money.

Aurelia Price

Thank you Affordable Loans for helping me when I needed cash so bad to pay for car repair. I have applied through this website 3 times and everything was great. This is the most trustworthy company with no hidden fees. Highly recommended!!!

Catherine Senger

Important

Now you can read general aspects of payday loans.

Payday Loans in Phenix City, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the easiest solution to your sudden financial troubles in Phenix City , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.