Welcome to Our Online Loan Referral Service

5 reviews

1816 Summerville Rd, Phenix City, AL 36867, USA

Feedback about Ez Credit?

Here you see the reviews of our clients.

Yesterday I needed extra money, I decided to addressed Ez Credit. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Jessica Prosacco

A good payday lender. The service quickly processed the application and credited the funds to my card.

Ms. Delta Ebert IV

Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.

Mr. Kelley Monahan Jr.

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Phenix City, Alabama

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Phenix City, al. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Ez Credit help issue a loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Phenix City, al consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on time and not only handle current issues, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Loan South Finance Company

3304 US-80, Phenix City, AL 36870, USA

+1 (334) 480-8876

www.serviceloansouth.com

Renasant Bank

4245 Balmoral Dr SW, Huntsville, AL 35801, USA

+1 (256) 382-2811

www.renasantbank.com

World Finance

5031 Ford Pkwy Ste 108, Bessemer, AL 35022, USA

+1 (205) 424-1717

www.loansbyworld.com

Edward Jones - Financial Advisor: Bill Loosier

1437 Fox Run Pkwy, Opelika, AL 36801, USA

+1 (334) 745-3219

www.edwardjones.com

Navy Federal Credit Union ATM

Enterprise, AL 36330, USA

www.navyfederal.org

Walmart Money Center

3300 S Oates St, Dothan, AL 36301, USA

www.walmart.com

Title Cash

700 Hwy 31 SW, Hartselle, AL 35640, USA

+1 (256) 751-2835

www.titlecash.com

Gulf Winds Credit Union

456 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 743-3264

www.gogulfwinds.com

Edward Jones - Financial Advisor: David Greer, AAMS®

1807 Station Dr Suite A, Prattville, AL 36066, USA

+1 (334) 568-2055

www.edwardjones.com

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