Welcome to Our Online Loan Referral Service


1705 14th St, Phenix City, AL 36867, USA
+1 (334) 297-7580

Feedback about Cash Magic?

Here you see the feedback of our clients.

I suffered one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Cash Magic in Phenix City seemed to me the most reliable.

Kaleigh Yost

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Cash Magic. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Amos Collins DDS

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Phenix City, Alabama

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Phenix City, al. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Cash Magic help issue a loan in Phenix City, Alabama?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Phenix City, al consider this circumstance not a hindrence to take out a loan. The client of a cash advance should be ready to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only solve current difficulties, but improve the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Phenix City, Alabama

Edward Jones - Financial Advisor: Bodie Moore

1555 Clarence E Chesnut Jr Bypass, Centre, AL 35960, USA

+1 (256) 927-7670

www.edwardjones.com

Advance America

1906 Glenn Blvd SW Ste. 800, Fort Payne, AL 35968, USA

+1 (256) 845-1925

www.advanceamerica.net

ATM (Regions Bank)

5982 AL-157, Cullman, AL 35058, USA

www.regions.com

TitleBucks

3318 McFarland Blvd E, Tuscaloosa, AL 35405, USA

+1 (205) 391-0011

www.titlebucks.com

Advance America

7941 Moffett Rd Unit B, Semmes, AL 36575, USA

+1 (251) 645-7445

www.advanceamerica.net

Emergi-Cash

301 S Memorial Dr, Prattville, AL 36067, USA

+1 (334) 491-0750

www.emergi-cash.com

Regional Finance

6345 Airport Blvd Suite G, Mobile, AL 36608, USA

+1 (251) 338-0164

branches.regionalfinance.com

Republic Finance

801 Hwy 43 S STE D, Saraland, AL 36571, USA

+1 (251) 675-4428

locations.republicfinance.com

First Southern Financial

12521 AL-157, Moulton, AL 35650, USA

+1 (256) 974-1776

firstsouthernfinancial.com

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