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4.4 8 reviews

1903 Cobbs Ford Rd, Prattville, AL 36066, USA
+1 (334) 358-0278
www.woodforest.com
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–6PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road, The Woodlands, TX, 77380, United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Feedback about Woodforest Bank?

Here you read the feedback of our clients.

They really take care of the customer.Great staff at the Prattville location.

Emmalee Sporer III

Excellent customer service!

Benny Ondricka

Trustmark needs more employees like these three.

Jamaal Ferry

This bank just got robed

Lulu Wiegand

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Prattville, Alabama

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Prattville, Alabama are taken out easily. The interest percentage is dependent on the customer's personal information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Woodforest Bank help issue a payday loan in Prattville, Alabama?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Prattville, al will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

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