Welcome to Our Online Loan Referral Service

5 6 reviews

24661 John T Reid Pkwy, Scottsboro, AL 35768, USA
+1 (256) 259-1534
www.familysavingscu.com
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–12PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM

Domain Info

Created Date

1999-07-29

Mailing Address

711 E MEIGHAN BLVD, GADSDEN, AL, 35903-1917, United States

Company Name

Family Savings Credit Union

Family Savings Credit Union

Contact Data

[email protected]

+1.2565439530

Feedback about Family Savings Credit Union?

Here you see the reviews of our clients.

Jesse in the loan dept is great! Def get a loan with him!

Eleonore Feest

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Scottsboro, Alabama

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Scottsboro, Alabama are issued hassle-free. The interest percentage depends on the client's personal data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Family Savings Credit Union help take out a loan in Scottsboro, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Scottsboro, Alabama may help enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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