Welcome to Our Online Loan Referral Service


2614 Citizens Pkwy e, Selma, AL 36701, USA
+1 (334) 872-4341
Friday
10AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
1–2AM, 10AM–5PM
Wednesday
10AM–2PM
Thursday
1–2AM, 10AM–5PM

Feedback about 1 Stop Cash for Gold?

Here you see the feedback of our customers.

Money was urgently needed. I left an online application in 1 Stop Cash for Gold. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Armand White

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Miss Belle Kunde III

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact 1 Stop Cash for Gold. They really helped.

Jettie Rowe

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Selma, Virginia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to issue payday loans in Selma, Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1 Stop Cash for Gold help issue a payday loan in Selma, Virginia?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Selma, va will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Selma, Alabama

Advance Pawn Shop Inc

802 7th St N, Clanton, AL 35045, USA

+1 (205) 755-3456

www.advancepawnshop.com

Local Finance & Tax Service

242 S Broad St, Scottsboro, AL 35768, USA

+1 (256) 594-1611

www.localmgmt.net

Small Loans Inc

Roanoke, AL 36274, USA

+1 (334) 863-7100

OneMain Financial

799 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 575-3295

www.onemainfinancial.com

CB&S Bank

333 Church St, Town Creek, AL 35672, USA

+1 (256) 685-3332

www.cbsbank.com

Centennial Bank

2201 W 1st St, Gulf Shores, AL 36542, USA

+1 (251) 986-8900

www.my100bank.com

Money Store

2000 Marvyn Pkwy # 1, Opelika, AL 36804, USA

+1 (334) 745-5003

BBVA Bank

200 Gault Ave N, Fort Payne, AL 35967, USA

+1 (256) 845-1210

www.bbvacompass.com

Easy Money

209 Grace St, Oxford, AL 36203, USA

+1 (256) 403-2400

www.ccfi.com

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