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5 4 reviews

2610 Citizens Pkwy, Selma, AL 36701, USA
+1 (334) 875-2050
www.firstcahawba.com
Tuesday
7:30AM–4:30PM
Wednesday
7:30AM–4:30PM
Thursday
7:30AM–4:30PM
Friday
7:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–4:30PM

Domain Info

Created Date

2007-02-08

Mailing Address

Company Name

Contact Data

Feedback about First Cahawba Bank?

Here you grapple with the reviews of our customers.

First Cahawba Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Derick Walsh

The cash advance is deposited easily and quickly. There is a minus - a great interest rate when paying off a loan.

Halle Breitenberg II

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Retta Gorczany

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address First Cahawba Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Logan Green

Not the first time I use First Cahawba Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Neoma Trantow MD

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Selma, Virginia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are considered as payday loans in Selma, va. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Cahawba Bank help take out a loan in Selma, Virginia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Selma, va will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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1st Heritage Credit

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1stheritagecredit.com

Cash Express

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Banking Office

401 Adams Ave # 680, Montgomery, AL 36104, USA

+1 (334) 242-3452

www.banking.alabama.gov

Liberty Finance

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+1 (256) 734-4220

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Advance America

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+1 (334) 298-3018

www.advanceamerica.net

Check Into Cash

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Acceptance Loan Company, Inc.

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