Feedback about Loan By Phone?
Here you see the feedback of our clients.
I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Alfonso Kuvalis
It was significant to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted Loan By Phone. The history improved after several loans paid back.
Dr. Maureen Harvey IV
Not the first time I use Loan By Phone. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.
Levi Quitzon Sr.
I trusted Loan By Phone when it was necessary to get a payday loan. I filled in an application quickly. No problems.
Stanley Rath
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Semmes, Alabama
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.
This financial product in Semmes, Alabama is issued simply and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Loan By Phone help issue a payday loan in Semmes, Alabama?
- Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
After filling out an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Semmes, Alabama. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Semmes, Alabama
World Finance
1003 Jefferson St SE, Athens, AL 35611, USA
Advance America
Across from Walmart next to Dollar General Geneva AL US, 1541 W Magnolia Ave #1, Geneva, AL 36340, USA
+1 (334) 684-7022
www.advanceamerica.net
CenterState Bank
415 Meridian St N, Huntsville, AL 35801, USA
+1 (256) 564-7600
www.centerstatebank.com
Credit Central
102 Micah Way Ste 1101, Scottsboro, AL 35769, USA
+1 (256) 259-0162
www.creditcentralllc.com
