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1 reviews
Loan agency in Semmes, Alabama

7930 Moffett Rd, Semmes, AL 36575, USA
7 years in business
+1 (844) 335-5099
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours

Feedback about Loan By Phone?

Here you see the feedback of our clients.

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Alfonso Kuvalis

It was significant to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted Loan By Phone. The history improved after several loans paid back.

Dr. Maureen Harvey IV

Not the first time I use Loan By Phone. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Levi Quitzon Sr.

I trusted Loan By Phone when it was necessary to get a payday loan. I filled in an application quickly. No problems.

Stanley Rath

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Semmes, Alabama

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Semmes, Alabama is issued simply and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Loan By Phone help issue a payday loan in Semmes, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Semmes, Alabama. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Semmes, Alabama

Edward Jones - Financial Advisor: Chris Campbell, AAMS®

2015 Cherokee Ave SW Ste C, Cullman, AL 35055, USA

+1 (256) 739-6609

www.edwardjones.com

Southern Financial Services

2350 Airport Blvd, Mobile, AL 36606, USA

+1 (251) 479-6600

1st Advantage Financial

Jefferson St SE, Athens, AL 35611, USA

TitleBucks Title Loans

5383 US-90, Mobile, AL 36619, USA

+1 (251) 602-8433

ServisFirst Bank

2500 Woodcrest Pl, Birmingham, AL 35209, USA

+1 (205) 949-0302

www.servisfirstbank.com

Easy Money

2925 McFarland Blvd E, Tuscaloosa, AL 35404, USA

+1 (205) 366-0140

www.ccfi.com

Regions Bank

1031 Winchester Rd NE, Huntsville, AL 35811, USA

+1 (256) 713-7700

www.regions.com

CB&S Bank

6104 University Dr NW, Huntsville, AL 35806, USA

+1 (256) 705-1950

www.cbsbank.com

Check Cashing Center

1147 N McKenzie St, Foley, AL 36535, USA

+1 (251) 971-2275

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