Domain Info
Created Date
2006-12-24
Mailing Address
PO BOX 669, BOAZ, AL, 35957-0669, United States
Company Name
Peoples Independent Bank
Peoples Independent Bank
Feedback about Peoples Independent Bank?
Here you get acquainted with the feedback of our clients.
Peoples Independent Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.
Mrs. Chelsie Bergstrom
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.
Danyka Willms
Pay Attention
Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.
Payday Loans in Steele, Alabama
Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are considered as payday loans in Steele, al. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
How will Peoples Independent Bank help issue a payday loan in Steele, Alabama?
- 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Steele, al will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a real cost of the loan.
APR Calculator
Other Payday Lenders in Steele, Alabama
Edward Jones - Financial Advisor: Devin Allen
909 2nd Ave NW, Cullman, AL 35055, USA
+1 (256) 739-5581
www.edwardjones.com
OneMain Financial
1602 Beltline Rd SW, Decatur, AL 35601, USA
+1 (256) 353-1660
www.onemainfinancial.com
